Federal PELL Grant
The Pell Grant is a federal funded grant for undergraduate students with financial need. This grant does not have to be repaid unless the student withdraws completely from classes and may owe a refund.
Maximum Annual Award Amounts for a Zero Estimated Family Contribution (EFC) student:
The annual Pell amount for Non-Zero EFC students is prorated based on the College’s annual cost of attendance and the student’s EFC that is calculated by the Department of Education based on the information reported on the FAFSA. Award amounts will also be adjusted based on the actual number of hours in which the student is enrolled per term.
Information you need to know:
- The student must be a US citizen or eligible non-citizen.
- The student must be enrolled in a Title IV (federal) eligible program
- The student must not have a Bachelor’s Degree.
- The student cannot be a current high school student.
- A student can only receive Pell at one school during a given time period. If you are planning to attend more than one school, you need to decide which school you want to receive your Pell award at and communicate that with that school. Failure to do so may result in you having to pay that money back.
- For students receiving the Pell Grant for the first time on or after July 1, 2008 the Pell Grant will end after the student has received Pell Grant payments for 18 semesters.
- The Pell Grant is prorated based on the student’s EFC and number of hours the student is enrolled; a student does not have to be fulltime.
- CGTC students taking transient course(s) at another institution will not be eligible to receive Pell for the transient course(s).
- Students must not be in default or owe an overpayment on any Title IV grant (Pell) or loan.
- Complete withdrawal affects a student’s eligibility. Per Federal Pell Grant regulations, the student can only receive the amount of Pell funds of which they earn during enrollment for a term. In the event the student withdraws before the 60% enrollment point for a term, the student will be required to pay back any unearned portion of the Pell Grant they have received. This will include funds used for tuition and fees, book purchases and any refund the student has received. The unearned funds are returned to the Department of Education as required by federal Return to Title IV regulations.
Federal Supplemental Educational Opportunity Grant (FSEOG)
The Federal Supplemental Educational Opportunity Grant (FSEOG) is a federally funded grant with the following requirements for qualified recipients:
- Must be a Pell Grant recipient.
- Must be a US citizen or eligible non-citizen.
- Does not have to be enrolled fulltime.
- Awarded to students that are not currently in high school and have not earned a Bachelor’s Degree.
- Awarding Groups
- Zero EFC
- Zero EFC – Reached maxed Pell LEU
- 1 – 5198 EFC
- Amounts: $300.00 annually; split equally by terms of enrollment
- Maximum award is based on eligibility of funds. The Department of Education determines the amount of FSEOG allocations that are made available for each institution. These funds are limited each year and due to the amount of eligible students and Central Georgia Technical College’s commitment to assist as many students as possible with this award, funding available for eligible students may run out. Funds awarded to students that did not attend a term are redistributed to eligible students that attend future terms within the academic year.
State Grants & Scholarships
Basic Eligibility Requirements for State Aid Programs
- Must have been a U.S. citizen or Eligible Non-Citizen for at least 12 consecutive months prior to the first day of class of the term in which the student is seeking assistance from any state program
- Must have been a resident of the State of Georgia at the time of high school graduation, home school program or successful GED completion for a minimum of 12 consecutive months prior to the first day of classes for the term in which assistance from a state program is sought; OR if student was not a resident of the State of Georgia at the time of high school graduation, home school program or successful GED completion, student must meet the minimum residency requirement of 24 consecutive months prior to the first day of classes for the term in which assistance from a state program is sought
- Must be registered with Selective Service
- Cannot be in default/repayment on a student loan
- Cannot owe a refund on any federal/state grant
- Cannot receive assistance from state programs if convicted of a drug related felony from the date of conviction to the completion of the following school term
- Cannot receive assistance from state programs while incarcerated
Eligibility Requirements (in addition to Basic Requirements)
- Eligible Programs of Study: Diploma and Certificate
- Must not have a bachelor’s degree
- Must not have more than 63 semester hours or 95 quarter hours of all attempted course work paid by HOPE
- Must maintain a 2.0 GPA at the 30 and 60 semester hour checkpoints (GPA tracking will begin with the completion of Fall 2011). Students will have only one chance to regain grant at next checkpoint if lost due to GPA falling below 2.0.
Note for students enrolled prior to Fall 2011 – Students that have accumulated at least 30 semester hours, but less than 60 semester hours will not be checked until the end of the term in which the student has accumulated 60 semester hours.
HOPE Grant Award Amounts
Tuition Award: For the 2017-2018 award year, the HOPE grant will pay $70.00 per credit hour toward tuition. The Tuition and Fee Chart shows the amount of tuition only that HOPE will pay per the number of credit hours the student is enrolled and the amount not covered by HOPE that the student will be responsible for.
What You Need to Know
- Coursework completed since Summer 2004 (Technical College System of Georgia and University System of Georgia) in which the student has been paid by HOPE Grant funds are included in the HOPE Grant GPA calculation.
- The student will be required to submit all transcripts from any college in which they attended and were paid HOPE Grant funds.
- Learning Support and Dual Enrollment courses taken while in high school are not included in the calculation.
- The student must have a 2.0 cumulative GPA at the 30 and 60 paid semester hour checkpoints.
- If the cumulative GPA falls below 2.0 at the 30 semester hour checkpoint, the student will lose the HOPE Grant and can only regain it once at the 60 semester paid hour checkpoint if the student’s cumulative GPA is 2.0 or above.
- Once the student reaches 63 semester paid hours, he/she is no longer eligible to receive the HOPE Grant. The HOPE Grant only assists with tuition for a maximum of 63 semester paid hours toward a diploma or certificate.
The student will be notified of eligibility status as soon as possible AFTER:
- All required transcripts are submitted, reviewed, data entered in system, and
- Semester grades have been submitted; and
- Eligibility has been determined by the college through the HOPE Grant calculation process.
How This May Affect HOPE Awards and Pell Book Status
Until eligibility is determined, the next semester the student is enrolled after he/she has reached a checkpoint:
- HOPE Grant awards cannot be authorized;
- Pell Book status, if eligible will be delayed unless Pell funds, if eligible, completely pay for tuition, fee and book charges up to the $800.00 maximum book amount*.
*$800.00 maximum book amount is part of the student’s Pell award; it is not additional assistance.
You may need to make other arrangements to purchase required books and supplies if eligibility cannot be determined by the book end date.
*HOPE no longer pays for fees or books.*
HOPE Scholarship Eligibility Requirements (in addition to Basic Requirements)
- Eligible Programs of Study: Associate Degree.
- Cannot have earned a prior bachelor’s degree.
Student must meet one of the following requirements:
- Must have graduated from a HOPE-eligible high school with a 3.0 grade point average.
- Must have completed a HOPE eligible home study program with a 3.0 grade point average.
- Must have graduated from an ineligible high school, completed an ineligible home study program, or earn a GED, and score in the national composite 85th percentile or higher on the SAT or ACT tests.
- Must have graduated from an ineligible high school or completed an ineligible home study program, and then earn a 3.0 grade point average on 30 semester hours or 45 quarter hours of college degree-level coursework.
- Earn a 3.0 grade point average at the college level on in degree level coursework after attempting 30, 60, or 90 semester hours or 45, 90, or 135 quarter hours, regardless of high school graduation status.
Beginning with students graduating from high school on or after May 1, 2015, students must meet additional rigor requirements. For more detailed information about these requirements, visit www.gafutures.org.
Cumulative Attempted Hours and CGTC Evaluation Procedures
- All attempted courses taken towards any degree are counted in the cumulative number of semester hours and GPA. Cumulative GPA must be 3.0 or higher.
- If attended any other college, academic transcript(s) must be provided to the Registrar’s Office for cumulative GPA evaluation.
- If attended any other college, must complete the Request for HOPE Scholarship Evaluation Form.
- If you have attended any other college, the cumulative number of credit hours towards a degree and G.P.A. are considered when determining eligibility.
Seven Year Limit
- A student who has not received HOPE Scholarship payment prior to Summer term 2011, and meets all other eligibility requirements for HOPE Scholarship, may receive the HOPE Scholarship until June 30 following the completion of the seventh full year after the first of one of the following events has occurred:
- His or her high school graduation date; or
- His or her Home Study completion date; or
- His or her successful GED test date; or
- His or her petition date where his or her diploma was received pursuant to the local school board in accordance with O.C.G.A. § 20-2-281.
- A student is not eligible for payment for any term prior to the date used to determine his or her Seven Year Limit.
- A student that serves on active duty in the military during the seven year period after his or her high school graduation, Home Study completion or successful GED test date will have that active duty period of his or her military service added to the Seven Year Limit.
- A student who is Enrolled during a term which begins prior to his or her expiration of eligibility date and ends after his or her expiration of eligibility date may be paid for the term
- A student who received a HOPE Scholarship award prior to Summer term 2011 (FY2012) is not subject to the Seven Year Limit.
HOPE Scholarship Award Amounts
Tuition Award: For the 2017-2018 award year, the HOPE Scholarship will pay $70.00 per credit hour toward tuition. The Tuition and Fee Chart shows the amount of tuition only that HOPE will pay per the number of credit hours the student is enrolled and the amount not covered by HOPE that the student will be responsible for.
*HOPE no longer pays for fees or books.*
HOPE Career Grant
Students receiving HOPE Grant funds may also be eligible for funding from the HOPE Career Grant. A student’s HOPE Career Grant award is a fixed amount per term based on the student’s program of study and hours enrolled. Programs available within the HOPE Career Grant include:
- Aviation Maintenance
- Commercial Transportation
- Computer Technology
- Diesel Equipment Technology
- Early Childhood Care and Education
- Health Science
- Industrial Maintenance
- Movie Production/Set Design
- Practical Nursing
- Precision Manufacturing
- Welding and Joining Technology
|Programs of Study||Enrolled Hours||Award Amount|
|**Commercial Truck Driving||9 or more||$1000|
|All other programs||9 or more||$500|
|3 to 8 hours||$250|
|1 to 2 hours||$125|
- **Eligibility for the HOPE Career Grant for the Commercial Truck Driving program is for one term only.
- The HOPE GED Grant, HOPE Grant, and HOPE Career Grant can be awarded in the same term, if all other eligibility requirements are met up to cost of attendance.
- High school students in dual or joint enrollment programs are not eligible for the HOPE Career Grant.
- Students who are actively pursuing a GED are eligible for the HOPE Career Grant.
- All eligibility requirements for the HOPE Grant apply to the HOPE Career Grant.
Dual Enrollment Program
The Dual Enrollment Program provides for students who are dual credit enrolled at a participating eligible public or private high school, or home study program in Georgia, and a participating eligible post-secondary institution in Georgia. These students take post-secondary coursework for credit towards both high school graduation or home study completion and post-secondary requirements. Beginning with Fall Term 2015 the program is offered during all terms of the school year; fall, spring and summer semester.
Dual Enrollment Program Eligibility Requirements
- Be enrolled in the ninth, tenth, eleventh or twelfth grade of a private or public high school in Georgia or a home study program within the State of Georgia operated in accordance with O.C.G.A. 20-2-690(c);
- Be admitted to an eligible, participating USG, TCSG or Private postsecondary institution as a dual credit enrollment student;
- Be enrolled in courses listed in the approved Dual Enrollment Course Directory;
- Maintain satisfactory academic progress as defined by the eligible postsecondary institution.
Award Amounts –Students, who meet all eligibility requirements, will receive a student-specific award amount to be applied toward tuition, mandatory fees and a book allowance. Aid is paid to the postsecondary institution.
For more detailed information about state grants, scholarships, and programs, go to www.gafutures.org.
Student Access Loan
The Georgia Student Finance Authority (GSFA) offers the Student Access Loan Program (SAL) for eligible students attending an eligible postsecondary institution in Georgia. The SAL is a 1% fixed rate loan, designed to assist students who have a gap in meeting their educational needs. The loan is also designed to provide a loan discharge option to technical college students who graduate with a minimum 3.5 cumulative GPA in the program of study for which the loan was received.
In order to receive the Student Access Loans, students must:
- Be considered Georgia residents and U.S. citizens or eligible non-citizens.
- Complete a valid Free Application for Federal Student Aid (FAFSA) in order to apply for this program.
- Maintain Satisfactory Academic Progress (SAP) in accordance with the SAP Policy at your college or university.
- Must be enrolled in an eligible Georgia postsecondary institution.
- Have first applied for and exhausted all other student financial aid programs including federal, state, or private scholarship and grant programs including Veterans Education benefits.
- Previous SAL borrowers must be current on their monthly KIT payments.
- Meet all eligibility requirements.
Students are randomly selected by Georgia Student Finance Commission.
The amount of the SAL loan award varies per student and is calculated based on other aid the student receives and the cost of attendance for the terms in which the SAL loan is requested.
Maximum loan limit is $3,000.00 annually
Maximum loan amount per semester $1,500.00
Minimum loan amount $300.00
Origination fee – Non-refundable fee of 5% of the loan amount, but not more than $50.00, is deducted from the first disbursement of the loan.
To find out more information and to complete an application, go to www.gafutures.org/hope-state-aid-programs/loans/
Federal Direct Loan
The Federal Loan Program allows students to borrow money at a low interest rate for educational expenses. While loans can be a good investment in a student’s future, taking out a federal loan is a serious obligation. The full amount borrowed must be paid back with interest. There are two types of loans:
Subsidized – need based loan, which means the amount you may be eligible to receive is based on your financial need. The federal government pays the interest that accrues on a loan:
- while you are in school,
- during your grace period after you leave school or graduate, and
- during eligible deferment periods.
Unsubsidized – non-need based loan, which means the amount you may be eligible to receive is not based on your financial need. If you receive an unsubsidized Direct Loan, you will be responsible for all interest that accrues on the loan from the date of disbursement forward.
Loan Eligibility Requirements
- Must complete the Free Application for Federal Student Aid (FAFSA);
- Must be a U.S. Citizen or an eligible non-citizen;
- Must be accepted for enrollment and enrolled at least half-time at a participating school in an eligible program leading to a diploma or degree;
- Must maintain Satisfactory Academic Progress (SAP) in your program of study according to your school’s standards and statutory requirements;
- Must not be in default on an educational loan or owe a refund on an educational grant;
- Must have a high school diploma or equivalent (GED);
- Must meet all other Federal Direct Loan program eligibility requirements prescribed by law at the time your loan application is processed.
Students that have not previously had a student loan must complete Entrance Counseling and a Master Promissory note online at www.studentloans.gov. You will need your FSA user ID and password to access this site.
The student should allow two to three weeks for the loan to be processed. Students must complete loan entrance counseling and Master Promissory Note requirements by the scheduled deadline in order for their loan to be processed. Loan disbursement schedules can be found under Important Dates of the Financial Aid section of the website. Loans will not be processed after the published loan deadline date for each term unless in rare cases in which extenuating circumstances may have occurred that prevented the student from completing the requirements. Per Federal regulations, loans cannot be processed after the last day of each term. Please note: Disbursement means when the loan is posted to the student’s account. Refunds will be processed by the Cashier within 14 days after the loan has been posted to the student’s account.
Students must check BannerWeb for their loan award and must accept/decline loan awards through BannerWeb, your 24 hour source for online College information. Funds will not be disbursed to a student’s account without being accepted.
To View and Accept Your Financial Aid Award
|Step 1:||Access your BannerWeb account at https://bannerweb.centralgatech.edu|
|Step 2:||Select Enter BannerWeb|
|Step 3:||Enter your Username (ID # at upper right) and Password (first time users please refer to Central Georgia Technical College Admission Letter for your Login Instructions.|
|Step 4:||Select the Student Services tab at the top left of the page|
|Step 5:||Select Financial Aid|
|Step 6:||Select My Award Information|
|Step 7:||Click Award by Aid Year|
|Step 8:||Select Aid Year from drop down box; example (July 1, 2014 – June 30, 2015) and submit|
|Step 9:||Carefully read information provided under each tab. Accept “Terms and Conditions” then select “Accept Award Offer” tab to accept or decline award offered.|
Loan Procedures When a Student Stops Attending – Withdrawal/Graduates
Schools are required to adopt exit interview practices at the end of a student’s period of enrollment in the event the student graduates or drops below half-time. At CGTC, these students will receive an Exit Interview Packet which contains important information and instructions on Exit Counseling in the event the student goes into repayment after graduation or if they withdraw.
Upon withdrawal for Graduation – The Financial Aid Office will receive a report from the Registrar’s office of students who have applied for graduation. The Financial Aid Office will contact these students to notify them of the Exit Interview Counseling requirement. The Exit Counseling requirement is listed as part of the graduation application process. Borrowers who do not complete the required Exit Counseling by the established deadline will be prevented from receiving their diploma or transcript until the Exit Counseling requirement is satisfied. These students will receive an Exit Interview Packet which will direct them to complete the exit counseling requirement online.
Withdrawal – Students who withdraw below half-time enrollment will receive an Exit Counseling Packet by postal mail.
The Financial Aid Office will check exit counseling reports daily and will send missing document letters periodically to students that have not completed the exit counseling requirement.
Federal Direct Loan Resource Links
To check your loan history: https://www.nslds.ed.gov/nslds/nslds_SA
To complete loan entrance/exit counseling and master promissory note: https://studentloans.gov/myDirectLoan/index.action
Student Loan Code of Conduct
Federal Work Study
What is Federal Work Study?
Work study is a federal program designed to provide employment opportunities to eligible students. These are opportunities within various departments around the college.
- Federal Work Study is federally funded to students based on determined financial need.
- Students will work in pre-approved positions on or off campus. Available positions must include community service positions and at least one position must be a reading tutor for children in a reading tutoring project or performing family literacy activities in a family literacy project.
- Students will be paid at least at the current national minimum wage rate.
- Eligible Programs of Study: Any Title IV approved program.
Federal Work Study Program Eligibility:
- Must be enrolled at least part-time taking 6 credit hours
- Must be a Pell Grant recipient within the current academic year
- Must meet federal Satisfactory Academic Progress requirements
- Must be a U.S. citizen or eligible non-citizen
How do I apply?
Step 1: Complete the Federal Work Study application obtained in Career Services.
Step 2: Career Services will confirm financial aid eligibility through the Financial Aid Office
Step 3: Complete an interview with a hiring supervisor.
Step 4: Undergo a Human Resources background check.
Step 5: Complete a Human Resources new hire packet.
Step 6: Complete the Confirmation Agreement Schedule and Responsibilities form with the hiring supervisor.
The institution determines the number of hours a student is allowed to work based on the student’s financial need and on how the combination of work and study hours will affect the student’s academic progress.
Federal Work Study earned by the student is considered a part of the student’s award package and funds earned through the FWS program in addition to other aid that the student is eligible to receive cannot exceed the student’s cost of attendance budget.
To find out about currently available Federal Work Study positions, contact Career Services.
Central Georgia Technical College is a regionally accredited institution of higher education offering associate degree, diploma, and technical certificate programs. CGTC is dedicated to providing excellent customer service and assistance to veterans, active duty military, and military dependents. A certifying official is available at both the Warner Robins and Macon campuses to certify enrollment of students who qualify for military benefits. Certifying officials may be contacted at by calling 478-218-3392 (Warner Robins) or 478-757-6621 (Macon). Please note that CGTC cannot make the determination of one’s eligibility for VA benefits. Please contact the Department of Veteran Affairs for eligibility at www.gibill.va.gov.
Description of Benefits
- Chapter 30 – Active Duty (MGIB-AD)
- Chapter 31 – Vocational Rehabilitation
- Chapter 33 – Post 9/11 GI Bill – Post 9/11 recipients must submit a copy of the Certificate of Eligibility to the Financial Aid Office School Certifying Official
- Chapter 35 – Dependents’ Educational Assistance (DEA)
- Chapter 1606 – Selected Reserve (MGIB-SR)
- Chapter 1607 – Reserve Educational Assistance Program (REAP)
CGTC is committed to certifying your enrollment for VA educational benefits in an accurate and timely manner. You can help expedite the process by providing the necessary documents listed below.
Veteran Eligibility (First-Time):
You can apply for your education benefits using eBenefits.va.gov. If you don’t have an eBenefits account, register today. In eBenefits, apply using the Veterans Online Application (VONAPP) to complete and submit your application online.
You can also submit a paper application. To do this, download and complete VA Form 22-1990, “Application for VA Education Benefits” and mail it to a VA Regional Processing Office. You can mail the form to the region of your home address or to the VA Regional Processing Office for the region of your school’s physical address, if you know what school you want to attend. Also, you can call a VA Education Case Manager (1-888-GIBill1) to ask for help.
For more information on how to apply online, visit the Education Apply for Benefits web page.
Please print, fill out, and return the form below:
Workforce Innovation and Opportunity Act
The Workforce Innovation and Opportunity Act (WIOA) Program is a federally funded program that provides employability training to the economically disadvantaged and dislocated workers.
WIOA provides assistance with tuition and fees, textbooks and required supplies, uniforms and tools. Additional support services are available based on individual eligibility and WIOA policy.
The WIOA process involves numerous selection criteria. Selection is also based on availability or quarterly openings and funding. Selection criteria includes:
- County of Residence
- Completion of at least (1) semester, (case by case)
- GPA of at least 2.5
- Level of program (Degree/Diploma)*; does not cover certificate programs
- Previous work experience
- Previous post-secondary education
- Desire to obtain fulltime employment
* Some programs may be excluded; check with the school’s WIOA representative.
WIOA Pre-Screen Questions:
- Are you a full time student?
- Are you unemployed as a result of plant or company lay off or facility closure?
- Are you on a low income budget receiving government assistance?
Warner Robins Campus:
MGC WIOA Coordinator
Bibb WIOA Coordinator
Assistant MGC WIOA Coordinator
Other Scholarship Opportunities